On the first of each month, I typically list out my goals for the next 30 or 31 days. Somehow I just can’t get myself to do it. With regards to my employment, I am still waiting for an official response. I have received verbal confirmation that I will not be demoted as previously thought, but I still do not know if that is true. Sorry that I can’t be more specific about what’s happening. (I can just see a co-worker coming up to me and saying, “Wait? You are Grace, the CFO mom!” Actually, I am pretty sure the chances of that happening are slim. Sadly my blog hasn’t gone viral yet!)
In the meantime, I have decided to give myself August off from making extra payments on mortgage. I still will be paid through the end of this month, but I will use that to finish saving for the final financial goal I have for this year. I need to update our budget based on this potential new reality, come up with new mortgage payoff goals and continue with low spending. I should challenge every expenses, look for side hustles and make a decision if I want to find a new part-time job. Ugh…I really don’t feel like doing any of those things!
Anyways, here are my mortgage numbers:
- If I abort extra payments today, I’ll pay it off by: 8/01/2034 (as opposed to 3/2036)
- Saved in interest payments so far: $12,149.91
- Current principal balance: $176,479.78
Maybe my goal for August is just to take a break from being obsessed with personal finance.
The C.F.O. Mom Blog 
I like your new goal; I think giving yourself time to just be as the job stuff is in flux is a great idea. All you can do is keep making frugal choices and treating yourself well. Sending lots of positive energy your way!
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Thank you for the positive energy. I’ll get back in the saddle in September!
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I totally agree with you. Sometimes we need a break from certain things and it sounds like a small might be needed.
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Very needed. I have a bad habit of obsessing over my goals. It feels good to just pause.
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It is totally okay to take a break. Rest.
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I think I will. Thanks!
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That’s not an awful goal! I normally take all of December off from my blog to focus on relaxation, figuring out my next steps, and spending time with friends and family. Congratulations on saving all of that money on interest! You’re killing it!
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I like the idea of taking a month off. Clearly August is it for me.
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I had to laugh out loud at your statement about co-workers discovering you’re a blogger. We have our pictures posted all over our blog and have it connected to our personal Facebook pages, yet not one single person at work has ever paid any attention. It’s kind of comical really. On a different note, I’m with you on taking a break from being obsessed with finances this month. Sometimes you just have to step back to get a better perspective.
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🙂 I am probably unreasonably paranoid about being discovered. While I don’t really mind sharing my life, my husband is very leery of it all.
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Sending you positive vibes to get through this stressful situation at work. Can you apply for other jobs? Surely this can’t be the only one in town.
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