Personal Finance

August Goals

On the first of each month, I typically list out my goals for the next 30 or 31 days. Somehow I just can’t get myself to do it. With regards to my employment, I am still waiting for an official response. I have received verbal confirmation that I will not be demoted as previously thought, but I still do not know if that is true. Sorry that I can’t be more specific about what’s happening. (I can just see a co-worker coming up to me and saying, “Wait? You are Grace, the CFO mom!” Actually, I am pretty sure the chances of that happening are slim. Sadly my blog hasn’t gone viral yet!)

In the meantime, I have decided to give myself August off from making extra payments on mortgage. I still will be paid through the end of this month, but I will use that to finish saving for the final financial goal I have for this year. I need to update our budget based on this potential new reality, come up with new mortgage payoff goals and continue with low spending. I should challenge every expenses, look for side hustles and make a decision if I want to find a new part-time job. Ugh…I really don’t feel like doing any of those things!

Anyways, here are my mortgage numbers:

  • If I abort extra payments today, I’ll pay it off by: 8/01/2034 (as opposed to 3/2036)
  • Saved in interest payments so far: $12,149.91
  • Current principal balance: $176,479.78

Maybe my goal for August is just to take a break from being obsessed with personal finance.


11 thoughts on “August Goals

  1. I like your new goal; I think giving yourself time to just be as the job stuff is in flux is a great idea. All you can do is keep making frugal choices and treating yourself well. Sending lots of positive energy your way!

    Liked by 2 people

  2. That’s not an awful goal! I normally take all of December off from my blog to focus on relaxation, figuring out my next steps, and spending time with friends and family. Congratulations on saving all of that money on interest! You’re killing it!

    Liked by 1 person

  3. I had to laugh out loud at your statement about co-workers discovering you’re a blogger. We have our pictures posted all over our blog and have it connected to our personal Facebook pages, yet not one single person at work has ever paid any attention. It’s kind of comical really. On a different note, I’m with you on taking a break from being obsessed with finances this month. Sometimes you just have to step back to get a better perspective.

    Liked by 1 person

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