On the first of each month, I typically list out my goals for the next 30 or 31 days. Somehow I just can’t get myself to do it. With regards to my employment, I am still waiting for an official response. I have received verbal confirmation that I will not be demoted as previously thought, but I still do not know if that is true. Sorry that I can’t be more specific about what’s happening. (I can just see a co-worker coming up to me and saying, “Wait? You are Grace, the CFO mom!” Actually, I am pretty sure the chances of that happening are slim. Sadly my blog hasn’t gone viral yet!)
In the meantime, I have decided to give myself August off from making extra payments on mortgage. I still will be paid through the end of this month, but I will use that to finish saving for the final financial goal I have for this year. I need to update our budget based on this potential new reality, come up with new mortgage payoff goals and continue with low spending. I should challenge every expenses, look for side hustles and make a decision if I want to find a new part-time job. Ugh…I really don’t feel like doing any of those things!
Anyways, here are my mortgage numbers:
- If I abort extra payments today, I’ll pay it off by: 8/01/2034 (as opposed to 3/2036)
- Saved in interest payments so far: $12,149.91
- Current principal balance: $176,479.78
Maybe my goal for August is just to take a break from being obsessed with personal finance.