I started this blog as a hobby and to keep myself motivated to reach my financial goals. In the past days, I have been reflecting on my personal goals and wishes for my family. I want to raise my son and daughter to love themselves unconditionally and be beacons of love for those who respect… Continue reading Slowing down
I can’t believe we are a week into November. I swear it was just the first! If you have been following along, you know that 1) I am trying to save $10K by 12/31/2016 and 2) I am doing a “No Spend November” challenge. Here is a quick review on how its been going so… Continue reading No Spend November: Week 1 in Review
In order to achieve my scary goal of putting $10,000 towards my mortgage, I have to save at least $1,211 in November. My husband decided to join me on this effort after much convincing. In order to be successful in reaching this goal, I have come up with a set of guidelines to help us save… Continue reading New Month, New Goals: No Spend November
It is the last day of the month and I had set out quite a number of goals that I wanted to accomplish. Overall, I feel like I was able to check off that I completed many of the goals. However, I had a reason for each goal and I still am finding myself struggling… Continue reading End of Month Review: October 2016
Last week, I decided to try out extreme couponing aka the “dark side”. This was not intentional at all. Since starting to use Instagram, I have been following a number of accounts that focus on personal finance, budgeting and savings. One particular user shared about getting free groceries so I thought, “why not see if this… Continue reading My Journey to the Dark Side
I challenged myself to have 15 days this month where I did not spend any money. I hoped that by placing this limit on myself, I would buy less and save more. I was hoping that I would use my credit card less and start building the habit of not swiping it for every little… Continue reading No Spending Days
A few days ago, I was still trying to explore how to make a principle only payment on my loan. When I poking around, I received an alert that I was on PayPlan and that an automatic payment was already scheduled. Say what now?! Per the website, PayPlan is a service that allows you to make… Continue reading My Big Scary Goal
