November is almost over. This month has definitely taught me alot! Here’s my end of the month review: General Reflections Create a zero-based budget – 100% Success! I don’t think I can ever go back to my old budget. It really helps giving every dollar a job. Use a cash envelope system food, eating out,… Continue reading No Spend November – How Did I Do?
Many of us have heard the famous quote often attributed to Dave Ramsey, “Stop keeping up with the Joneses. They’re broke.” It is supposed to be inspirational and remind us that often the grass only looks greener on the other side. But what about when it actually is? One of the biggest struggles I have… Continue reading These Weren’t the Broke Joneses
Since deciding to slow down my blog posts, I have made an effort to spend less time online. I wavier between wanting to stay informed and up-to-date with my friends/family and wanting to give my brain a rest from the constant bombardment of Black Friday ads, political news and mannequin challenge videos. I still have… Continue reading Mid-Month Review: No Spend November
I started this blog as a hobby and to keep myself motivated to reach my financial goals. In the past days, I have been reflecting on my personal goals and wishes for my family. I want to raise my son and daughter to love themselves unconditionally and be beacons of love for those who respect… Continue reading Slowing down
I can’t believe we are a week into November. I swear it was just the first! If you have been following along, you know that 1) I am trying to save $10K by 12/31/2016 and 2) I am doing a “No Spend November” challenge. Here is a quick review on how its been going so… Continue reading No Spend November: Week 1 in Review
In order to achieve my scary goal of putting $10,000 towards my mortgage, I have to save at least $1,211 in November. My husband decided to join me on this effort after much convincing. In order to be successful in reaching this goal, I have come up with a set of guidelines to help us save… Continue reading New Month, New Goals: No Spend November