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Self-Designated Chief Financial Officer of My Family

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Month: October 2016

minimalism · Personal Finance

End of Month Review: October 2016

October 31, 2016October 31, 2016 thecfomom1 Comment

It is the last day of the month and I had set out quite a number of goals that I wanted to accomplish. Overall, I feel like I was able to check off that I completed many of the goals. However, I had a reason for each goal and I still am finding myself struggling… Continue reading End of Month Review: October 2016

Personal Finance

My Journey to the Dark Side

October 30, 2016October 30, 2016 thecfomom6 Comments

Last week, I decided to try out extreme couponing aka the “dark side”. This was not intentional at all. Since starting to use Instagram, I have been following a number of accounts that focus on personal finance, budgeting and savings. One particular user shared about getting free groceries so I thought, “why not see if this… Continue reading My Journey to the Dark Side

minimalism · Personal Finance

No Spending Days

October 28, 2016 thecfomom3 Comments

I challenged myself to have 15 days this month where I did not spend any money. I hoped that by placing this limit on myself, I would buy less and save more. I was hoping that I would use my credit card less and start building the habit of not swiping it for every little… Continue reading No Spending Days

Personal Finance

My Big Scary Goal

October 26, 2016October 26, 2016 thecfomom9 Comments

A few days ago, I was still trying to explore how to make a principle only payment on my loan. When I poking around, I received an alert that I was on PayPlan and that an automatic payment was already scheduled. Say what now?! Per the website, PayPlan is a service that allows you to make… Continue reading My Big Scary Goal

Personal Finance

My brand new debt!

October 21, 2016 thecfomom6 Comments

Refinancing is such a non-glamorous life event. Not that I would, but I cannot show it off like a new car or house. All I can do is stare at the loan and plot how to kill it. (That sounds sinister!) Immediately after I got final notice that the process was complete, I logged onto my… Continue reading My brand new debt!

Personal Finance

Decision: Mortgage

October 19, 2016October 19, 2016 thecfomom12 Comments

And now for the dramatic conclusion of my mortgage refinance saga! (Here’s the link to part one!) I’m apologizing in advance since this will be a long post! After reviewing my options, I initially called Bank Bae and was like, “Yeah, I’m good!” Of course, they wouldn’t take no for an answer. They said they… Continue reading Decision: Mortgage

Personal Finance

Pantry Challenge or not…

October 18, 2016 thecfomom12 Comments

Supposedly I am completing a pantry challenge. I set this goal simply as: complete a pantry challenge – reduce my grocery bill by cooking and eating what we have. Here and there I’ve been making a few meals with random ingredients, but overall the items in my pantry have not influenced my meals. This weekend,… Continue reading Pantry Challenge or not…

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