It is the last day of the month and I had set out quite a number of goals that I wanted to accomplish. Overall, I feel like I was able to check off that I completed many of the goals. However, I had a reason for each goal and I still am finding myself struggling… Continue reading End of Month Review: October 2016
Last week, I decided to try out extreme couponing aka the “dark side”. This was not intentional at all. Since starting to use Instagram, I have been following a number of accounts that focus on personal finance, budgeting and savings. One particular user shared about getting free groceries so I thought, “why not see if this… Continue reading My Journey to the Dark Side
I challenged myself to have 15 days this month where I did not spend any money. I hoped that by placing this limit on myself, I would buy less and save more. I was hoping that I would use my credit card less and start building the habit of not swiping it for every little… Continue reading No Spending Days
A few days ago, I was still trying to explore how to make a principle only payment on my loan. When I poking around, I received an alert that I was on PayPlan and that an automatic payment was already scheduled. Say what now?! Per the website, PayPlan is a service that allows you to make… Continue reading My Big Scary Goal
Refinancing is such a non-glamorous life event. Not that I would, but I cannot show it off like a new car or house. All I can do is stare at the loan and plot how to kill it. (That sounds sinister!) Immediately after I got final notice that the process was complete, I logged onto my… Continue reading My brand new debt!
And now for the dramatic conclusion of my mortgage refinance saga! (Here’s the link to part one!) I’m apologizing in advance since this will be a long post! After reviewing my options, I initially called Bank Bae and was like, “Yeah, I’m good!” Of course, they wouldn’t take no for an answer. They said they… Continue reading Decision: Mortgage
Supposedly I am completing a pantry challenge. I set this goal simply as: complete a pantry challenge – reduce my grocery bill by cooking and eating what we have. Here and there I’ve been making a few meals with random ingredients, but overall the items in my pantry have not influenced my meals. This weekend,… Continue reading Pantry Challenge or not…