I have been doing a horrible job at keeping track of my daily spending. June 9th was my last day of really paying attention to where my dollar go. Since then, I have let life get in the way. On top of that, I am taking an unexpected international trip for work replacing a coworker who couldn’t make it. I am thrilled for the trip! Although most expenses are covered, I am still going to stay frugal and not buy the entire gift shop. Because of this trip, I’ve decided to abandon the daily spending and try again in July when I wont be 1/2 way across the world.
Since removing social media from my iPhone and giving up Facebook for a month, I am finding my mind less distracted all the time. My mind is constantly thinking and rethinking every thing as I no longer have a constant stream of friend updates, world news or cat videos to pull my mind away from the realities of life. At first, it was a bit overwhelming. I would constantly reach for my phone when I found myself worrying about something or overthinking an aspect of my life. I’ve improved somewhat, but I still have a ways to go.
As I am reflecting, money issues have come up quite a bit. I am still in the process of examining our budget again! However, I am not so much on ways to cut costs, but also looking at the reality of how our money is spent. For example, medical expenses are not budgeted but we have any where from $100-$200 in medical expenses each month. Also, we have been doing online tutoring for my daughter who has dyslexia. We are realizing that she needs real in-person tutoring which can cost anywhere between $500-$600 a month. We really need to increase this budget line that is currently at $169. And maybe I really do need a gym membership. The way my pants are fitting, they would agree that I do.
Personal finance in my life seems to be ever evolving. I guess that’s where the “fun” lies.