Personal Finance

The Ups and Downs of Personal Finance

As I attempt to live debt free and build wealth, there are times when you have to find the humor in the journey. Here are a few examples.

Today I got a robo call from a debt consolidation company. The automated voice said due to new federal laws, I was eligible for loan forgiveness and/or debt consolidation. (Can we say scam?) If interested, press 1. Since I’ve paid off my student loans years ago, I decided to request my number be removed from this list. Instead of getting a person however, I was asked to leave my name, number and student debt amount and someone will get back to me shortly. So I left a lengthy message of me singing “I don’t have any student loan debt! I am free, I am free!” Not as good as this guy, but so much fun to do! 

A few days ago, I got an wonderful email from Upromise by SallieMae which I have shared a screen shot of. Upromise allows you to link your credit and debit cards to earn money for your child’s college tuition. My husband and I opened an account for my daughter when she was born. I swear in 9 years, we have saved under $100. I wonder how much anyone has really made from this company. I probably should look into investing the few dollars we earned into her actual 529 college fund. Since yeah, that $.32 is going to really help pay her tuition! 🙂 The struggle continues…

What have been some humorous moments in your financial journey?

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10 thoughts on “The Ups and Downs of Personal Finance

  1. sure do ….. if you know you have a big expense coming and you have the money… pay for it with the card and then just pay it off immediately. I did that for a few purchase between $1000-$2000 such as vacation plane tickets. Just be careful you don’t incur a credit card balance otherwise you ruin the savings. I have kids braces to pay for coming up, that would be a candidate. You really need to be disciplined, which is admittedly difficult. Just make sure you pay it off right away. Good Luck !!

    Liked by 1 person

  2. Wow that’s kind of cool that you can accumulate college savings that way! I’m not aware of any similar programs here in Canada. I do think college is more expensive in the US than it is here in Canada but I may be totally off base.

    Liked by 1 person

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